Understand your funding options. Then choose.
Frank is a funding guide for South African SMEs. Answer a few questions about your business, and Frank shows you the lenders that fit — with terms, rates, and trade-offs in plain English.
Working capital
Short-term, unsecured funding for day-to-day cashflow — fixed monthly instalments over 3–18 months.
Revenue-based
Funding repaid as a fixed % of your monthly revenue — flexes with your sales, no fixed instalment.
Invoice finance
Convert unpaid B2B invoices into cash today instead of waiting 30, 60, or 90 days.
Trade finance
Fund stock or inputs for a trading cycle, with the stock or debtor book acting as security.
You answer, we explain.
Matched you with Lulalend’s Cash Flow Loan based on your revenue and trading history.
They’ll be in touch directly.
You don’t need to know how funding works to use Frank.
Answer a few questions, see your options laid out plainly, and take as long as you need to decide. No obligation, no fees, no lender sales calls unless you ask.
Up-front read on which products you qualify for, no surprises at application time.
Plain-language explanation of every funding type that fits your situation.
Warm intro to the lender of your choice — they take it from there.
Honest view on when debt is the right tool — and when it isn't.
From carpentry to coffee shops to consultancies.
Frank is built for the businesses that drive the South African economy.
South Africa’s reliable SME funding guide.
Frank connects South African SMEs with trusted lenders to provide fast, honest funding options. We make the whole comparison simple and hassle-free for owners who’d rather spend their time running the business.
ExploreEverything you need to know.
Verified means we've spoken to the lender directly and confirmed their product details — rates, ranges, terms, security, and how they assess applications. A non-verified listing is still real; we just haven't yet sat down with the team behind it.