A lump sum paid into your business account, repaid in fixed monthly instalments over 3–60 months. Sometimes unsecured, sometimes secured against property or a business asset depending on size and lender. Predictable cost, clear end date.
Trade and import finance to help you pay suppliers before your customers pay you.
Unsecured short-term business loans with a flat finance charge.
A lump sum paid into your business account, repaid in fixed monthly instalments over 3–60 months. Sometimes unsecured, sometimes secured against property or a business asset depending on size and lender. Predictable cost, clear end date.
It tends to fit when you know what the money is for and have a clear plan to pay it back; revenue is steady enough to absorb a fixed monthly instalment; you want predictability — a known cost, known end date.
Speeds vary by lender, from same day to a few weeks. Each lender above shows its typical speed; your own application can move faster or slower depending on the documents you have ready.
Yes, by the time you’re funded. Every lender on Frank’s panel requires the business to be registered in South Africa, but you can register with CIPC while you apply, so Frank still shows you your matches. Each lender also sets its own minimum trading history.
No. You are never charged for using Frank. If you are funded, the lender pays Frank a referral fee. The fee is the same whichever lender you choose, so it never changes the rate or terms you are offered.
No. Frank is not a registered financial services provider and does not give financial advice as defined in the FAIS Act. It explains funding products and introduces you to lenders; any credit agreement is directly between you and the lender.
Check your business
It takes about a minute and there is no credit check. Frank checks your answers against every lender’s rules and shows you what fits and what does not. When you choose a lender, Frank sends them your application on the answers you have already given.
See my funding options