Unsecured short-term business loans with a flat finance charge.
Pollen Finance offers short-term unsecured loans for SMEs in South Africa. No collateral required. A flat finance charge is applied upfront so you know exactly what you pay. Revolving facility available after 50% repayment.
SMEs that need quick unsecured funding without putting up assets. Good for businesses with consistent cashflow that need a predictable repayment amount.
Businesses that need long-term funding, since terms run 6 to 8 months. Not suited to businesses trading for less than 12 months.
Short-term unsecured business loan with a flat finance charge. No collateral needed. Revolving facility available after 50% repayment.
Fits: SMEs needing quick unsecured funding
Pollen Finance operates in the South African SME lending market. For specific regulatory status (NCR registration, FSP licence), check their website or the regulator’s public register.
It depends on the product and on your documents. Each product above shows its typical speed; your own application can move faster or slower depending on what you have ready.
Standard SA lender paperwork: recent business bank statements, CIPC company documents and director IDs. Larger amounts usually also need management accounts or financial statements. The exact list depends on the product and the amount.
The rate and terms are Pollen Finance’s own either way. Applying through Frank means your business is first checked against the whole panel, so you can see whether Pollen Finance is the best fit before you commit, and a consultant takes the application forward with you.
No. You are never charged for using Frank. If you are funded, Pollen Finance pays Frank a referral fee. The fee is the same whichever lender you choose, so it never changes the rate or terms you are offered.
Check your business
It takes about a minute and there is no credit check. Frank checks your answers against every lender’s rules and shows you what fits and what does not. When you choose a lender, Frank sends them your application on the answers you have already given.
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