Pollen Finance
✓ Verified by FrankUnsecured short-term business loans with a flat finance charge.
About Pollen Finance
Pollen Finance offers short-term unsecured loans for SMEs in South Africa. No collateral required. A flat finance charge is applied upfront so you know exactly what you pay. Revolving facility available after 50% repayment.
Is Pollen Finance a fit?
Typically fits
SMEs that need quick unsecured funding without putting up assets. Good for businesses with consistent cash flow that need a predictable repayment amount.
Probably not a fit if
Businesses looking for large or long-term funding. Not suited for startups with no trading history.
Products
Unsecured Business Loan
Term loanShort-term unsecured business loan with flat finance charge. No collateral needed. Revolving facility available after 50% repayment.
- Rate
- Flat fee
- Speed
- 24hrs
- Amount
- R100k – R6m
- Term
- 6-8 mo
Best for: SMEs needing quick unsecured funding
Funding types Pollen Finance covers
FAQ
Is Pollen Finance a registered credit provider in South Africa?+
Pollen Finance operates in the South African SME lending market. For specific regulatory status (NCR registration, FSP licence), check their website or the regulator's public register.
How fast can Pollen Finance fund a business?+
Decision times depend on the specific product and your documentation. Frank shows typical speed per product — your specific application can go faster or slower based on the docs you have in hand.
What documents does Pollen Finance need?+
Standard SA lender paperwork: last 3-6 months of bank statements, CIPC company documents, director IDs, and — depending on size — latest financials or management accounts. Frank surfaces the exact requirements per product before you apply.
Why apply via Funded by Frank rather than directly?+
Same rates, same application, but Frank walks you through it and compares Pollen Finance to alternatives before you commit. If Pollen Finance isn't the right fit, Frank points you at the better option.
Does Funded by Frank charge me to apply?+
No. Frank is free for businesses. We earn a referral fee from Pollen Finance only if your application lands — that doesn't change the rate or terms you get from them.
Apply to Pollen Finance via Frank — no obligation, no fees.
Answer a few quick questions about your business and Frank will show the funding shapes that typically fit — with the lenders who offer them.
See your funding options