Bridging finance for SA businesses.

Short-term capital (30 days to 12 months) that closes the gap between a known inflow and when you actually receive it. Common SA use cases: waiting on a VAT or SARS refund, a property transfer, a confirmed contract payment, or an executor payout. Expensive per month but cheap when the bridge is short.

It tends to fit when the inflow you’re bridging to is confirmed in writing (contract, tax assessment, sale agreement) — not "we’re optimistic"; you’ve modelled the total cost against the value of getting the cash now (discount for early delivery, saved penalty, supplier negotiation); you have a hard exit date. Bridging’s only cheap if the bridge is short.

Speeds vary by lender, from same day to a few weeks. Each lender above shows its typical speed; your own application can move faster or slower depending on the documents you have ready.

Yes, by the time you’re funded. Every lender on Frank’s panel requires the business to be registered in South Africa, but you can register with CIPC while you apply, so Frank still shows you your matches. Each lender also sets its own minimum trading history.

No. You are never charged for using Frank. If you are funded, the lender pays Frank a referral fee. The fee is the same whichever lender you choose, so it never changes the rate or terms you are offered.

No. Frank is not a registered financial services provider and does not give financial advice as defined in the FAIS Act. It explains funding products and introduces you to lenders; any credit agreement is directly between you and the lender.