Bridgement

✓ Verified by Frank

Short-term business finance with flexible repayment.

About Bridgement

Bridgement provides lines of credit and short-term loans to SMEs. Their model focuses on your actual cash flow rather than traditional credit scoring, which means businesses that might not qualify at a bank can often get funding here. You draw what you need and only pay for what you use.

Is Bridgement a fit?

Typically fits

Small businesses that need flexible, on-demand access to capital. Good for managing cash flow gaps, seasonal stock purchases, or bridging payment terms with suppliers.

Probably not a fit if

Businesses looking for large amounts over R1.5 million or long repayment terms over 12 months. Not suited for property purchases or large asset financing.

Products

Revenue Advance Facility

Revenue-based

Flexible working capital facility — draw funds when needed, repay over 3, 6 or 9 months. No cost unless funds are withdrawn. No collateral required.

Rate
2 – 5% pm
Speed
24hrs
Term
3-9 mo

Best for: Businesses with consistent revenue

Funding types Bridgement covers

FAQ

Is Bridgement a registered credit provider in South Africa?+

Bridgement operates in the South African SME lending market. For specific regulatory status (NCR registration, FSP licence), check their website or the regulator's public register.

How fast can Bridgement fund a business?+

Decision times depend on the specific product and your documentation. Frank shows typical speed per product — your specific application can go faster or slower based on the docs you have in hand.

What documents does Bridgement need?+

Standard SA lender paperwork: last 3-6 months of bank statements, CIPC company documents, director IDs, and — depending on size — latest financials or management accounts. Frank surfaces the exact requirements per product before you apply.

Why apply via Funded by Frank rather than directly?+

Same rates, same application, but Frank walks you through it and compares Bridgement to alternatives before you commit. If Bridgement isn't the right fit, Frank points you at the better option.

Does Funded by Frank charge me to apply?+

No. Frank is free for businesses. We earn a referral fee from Bridgement only if your application lands — that doesn't change the rate or terms you get from them.

Apply to Bridgement via Frank — no obligation, no fees.

Answer a few quick questions about your business and Frank will show the funding shapes that typically fit — with the lenders who offer them.

See your funding options