Short-term business finance with flexible repayment.
Bridgement provides lines of credit and short-term loans to SMEs. Their model focuses on your actual cashflow rather than traditional credit scoring, which means businesses that might not qualify at a bank can often get funding here. You draw what you need and only pay for what you use.
Small businesses that need flexible, on-demand access to capital. Good for managing cashflow gaps, seasonal stock purchases, or bridging payment terms with suppliers.
Businesses looking for large amounts over R1.5 million or long repayment terms over 12 months. Not suited to property purchases or large asset financing.
Flexible working capital facility — draw funds when needed, repay over 3, 6 or 9 months. No cost unless funds are withdrawn. No collateral required.
Fits: Businesses with consistent revenue
Bridgement operates in the South African SME lending market. For specific regulatory status (NCR registration, FSP licence), check their website or the regulator’s public register.
It depends on the product and on your documents. Each product above shows its typical speed; your own application can move faster or slower depending on what you have ready.
Standard SA lender paperwork: recent business bank statements, CIPC company documents and director IDs. Larger amounts usually also need management accounts or financial statements. The exact list depends on the product and the amount.
The rate and terms are Bridgement’s own either way. Applying through Frank means your business is first checked against the whole panel, so you can see whether Bridgement is the best fit before you commit, and a consultant takes the application forward with you.
No. You are never charged for using Frank. If you are funded, Bridgement pays Frank a referral fee. The fee is the same whichever lender you choose, so it never changes the rate or terms you are offered.
Check your business
It takes about a minute and there is no credit check. Frank checks your answers against every lender’s rules and shows you what fits and what does not. When you choose a lender, Frank sends them your application on the answers you have already given.
See my funding options